CALL US: (800) 636-8910    

 

CALL US: (800) 636-8910    

 

 

Should I consolidate my debt?

Discover your potential monthly savings by combining your monthly bills into a single source. Eliminate high interest rate credit card and installment loans with a potentially tax deductible consolidation loan (consult your tax advisor). Use our calculator to figure how long before your monthly savings equal the cost of obtaining a new consolidation loan (Break Even Point).

This calculator will also show you how long it takes to pay off a consolidation loan if you make a payment equal to your total monthly payments before consolidating. These calculations are only estimates and can only be used to evaluate the possible results of consolidating certain debts into an equity loan.
 
Loan Information
Zip Code
Interest Rate
Loan Term (Years) 
Loan Costs
Loan Points
Tax Rate (%)

Existing Accounts
BalancePaymentRate
Auto Loan
Auto Loan
Student Loan
Installment Loan
Revolving Account
Revolving Account
Revolving Account
Revolving Account
Other Debt
Other Debt




The results displayed above are only estimates and cannot be used to determine actual loan costs or be used as a guarantee. Please consult your tax advisor for information on the deductibility of interest for tax purposes. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.

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VA/ CALVET LOANS
Special Financing for Veterans 
CalPERS
For CalPERS Members Only

CalSTRS
Home Loans for Veterans
FHA Loan Programs
Now with Higher Loan Limits
CalHFA
For First Time Home Buyers.

100% Financing Available
VA/ CALVET LOANS
Special Financing for Veterans 
CalPERS
For CalPERS Members Only

CalSTRS
Home Loans for Veterans
FHA Loan Programs
Now with Higher Loan Limits
CalHFA
For First Time Home Buyers.

100% Financing Available
 
VITEK Mortgage Group, 3013 Douglas Blvd., Suite 135, Roseville, CA 95661
Toll Free: (800) 636-8910  FAX: (916) 543-4708
Douglas K. Bullwinkel, NMLS#281609
  Email: Doug@LenderSolutions.com   
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act
EHL

 

 Lender Solutions is a full service direct lender funding loans through Vitek Mortgage Group for VA, FHA, CalSTRS, CalPERM, USDA, CHF Grants and CalHFA. We provide home loans for teachers, police, firefighters, and first time buyers. Contac us for all home loans in California.

 
VITEK Mortgage Group, 3013 Douglas Blvd., Suite 135, Roseville, CA 95661
Toll Free: (800) 636-8910  FAX: (916) 543-4708
Douglas K. Bullwinkel, NMLS#281609
  Email: Doug@LenderSolutions.com   
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act
EHL

 

 Lender Solutions is a full service direct lender funding loans through Vitek Mortgage Group for VA, FHA, CalSTRS, CalPERM, USDA, CHF Grants and CalHFA. We provide home loans for teachers, police, firefighters, and first time buyers. Contac us for all home loans in California.

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