CALL US: (800) 636-8910    

 

CALL US: (800) 636-8910    

 

 

Commercial Loans

Commercial Debt Ratios
When analyzing the personal budget of a borrower, lenders use two different debt ratios to determine if the borrower can afford his obligations.

Commercial Debt Service Ratio
The most important ratio to understand when making income property loans is the debt service coverage ratio.

Commercial Lending Ratios
Most of real estate lending can be boiled down to the results of three ratios, which are described in this article.

Commercial Loan Checklist
This list will help you identify the types of information a banker will need to make an informed decision about your business.

Commercial Loan to Value Ratios
The loan-to-value (LTV) ratio is probably the most important of the 3 underwriting ratios.

Commercial Property Types
Listed in this article is a partial list of properties that require commercial financing.

Commercial Underwriting Guidelines
Commercial Financing is underwritten on a case by case basis. Every loan application is unique and evaluated on its own merits, but there are a few common criteria lenders look for in commercial loan packages.

Financing Options
Research credit lines and other financing approaches.

Questions to Ask Yourself
This article poses several questions related to commercial financing.

Ten Myths and Facts about SBA
This article separates commercial lending facts from myths.

VA/ CALVET LOANS
Special Financing for Veterans 
CalPERS
For CalPERS Members Only

CalSTRS
Home Loans for Veterans
FHA Loan Programs
Now with Higher Loan Limits
CalHFA
For First Time Home Buyers.

100% Financing Available
VA/ CALVET LOANS
Special Financing for Veterans 
CalPERS
For CalPERS Members Only

CalSTRS
Home Loans for Veterans
FHA Loan Programs
Now with Higher Loan Limits
CalHFA
For First Time Home Buyers.

100% Financing Available
 
VITEK Mortgage Group, 3013 Douglas Blvd., Suite 135, Roseville, CA 95661
Toll Free: (800) 636-8910  FAX: (916) 543-4708
Douglas K. Bullwinkel, NMLS#281609
  Email: Doug@LenderSolutions.com   
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act
EHL

 

 Lender Solutions is a full service direct lender funding loans through Vitek Mortgage Group for VA, FHA, CalSTRS, CalPERM, USDA, CHF Grants and CalHFA. We provide home loans for teachers, police, firefighters, and first time buyers. Contac us for all home loans in California.

 
VITEK Mortgage Group, 3013 Douglas Blvd., Suite 135, Roseville, CA 95661
Toll Free: (800) 636-8910  FAX: (916) 543-4708
Douglas K. Bullwinkel, NMLS#281609
  Email: Doug@LenderSolutions.com   
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act
EHL

 

 Lender Solutions is a full service direct lender funding loans through Vitek Mortgage Group for VA, FHA, CalSTRS, CalPERM, USDA, CHF Grants and CalHFA. We provide home loans for teachers, police, firefighters, and first time buyers. Contac us for all home loans in California.

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Copyright 2010 by Lender Solutions