CALL US: (800) 636-8910    

 

CALL US: (800) 636-8910    

 
 

5 Steps to a VA Loan

  1. Apply for a Certificate of EligibilityA veteran who doesn't have a certificate can obtain one easily by completing VA Form 26-1880, Request for a Certificate of Eligibility for VA Home Loan Benefits and submitting it to one of the Eligibility Centers with copies of your most recent discharge or separation papers covering active military duty since September 16, 1940, which show active duty dates and type of discharge.
  2. Decide on a home to buy and sign a purchase agreement
  3. Order an appraisal from VA. (Usually this is done by the lender.) Most VA regional offices offer a "speed up" telephone appraisal system. Call the local VA office for details.
  4. Apply for a VA loan.
    While the appraisal is being done, the lender (mortgage company, savings and loan, bank, etc.) can be gathering credit and income information. If the lender is authorized by VA to do automatic processing, upon receipt of the VA or LAPP appraised value determination, the loan can be approved and closed without waiting for VA's review of the credit application. For loans that must first be approved by VA, the lender will send the application to the local VA office, which will notify the lender of its decision.
  5. Close the loan and move in.
VA/ CALVET LOANS
Special Financing for Veterans 
CalPERS
For CalPERS Members Only
CalSTRS
Home Loans for Veterans
FHA Loan Programs
Now with Higher Loan Limits
CalHFA
For First Time Home Buyers.

100% Financing Available
VA/ CALVET LOANS
Special Financing for Veterans 
CalPERS
For CalPERS Members Only
CalSTRS
Home Loans for Veterans
FHA Loan Programs
Now with Higher Loan Limits
CalHFA
For First Time Home Buyers.

100% Financing Available
 
VITEK Mortgage Group, 3013 Douglas Blvd., Suite 135, Roseville, CA 95661
Toll Free: (800) 636-8910  FAX: (916) 543-4708
Douglas K. Bullwinkel, NMLS#281609
  Email: Doug@LenderSolutions.com   
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act
 EHL

 

 Lender Solutions is a full service direct lender funding loans through Vitek Mortgage Group for VA, FHA, CalSTRS, CalPERM, USDA, CHF Grants and CalHFA. We provide home loans for teachers, police, firefighters, and first time buyers. Contac us for all home loans in California.

 
VITEK Mortgage Group, 3013 Douglas Blvd., Suite 135, Roseville, CA 95661
Toll Free: (800) 636-8910  FAX: (916) 543-4708
Douglas K. Bullwinkel, NMLS#281609
  Email: Doug@LenderSolutions.com   
Licensed by the Department of Corporations under the California Residential Mortgage Lending Act
 EHL

 

 Lender Solutions is a full service direct lender funding loans through Vitek Mortgage Group for VA, FHA, CalSTRS, CalPERM, USDA, CHF Grants and CalHFA. We provide home loans for teachers, police, firefighters, and first time buyers. Contac us for all home loans in California.
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